In a policy statement that otherwise deals mainly with macro issues, these are the measures that can impact your finances significantly. We have given our view on the points with a clear-cut action plan for the investor.
Our advice to investors remains the same - ignore serial NFOs on the equity side and instead focus on the well-established funds with a proven track record over the long term.
Investors must be careful while comparing mutual funds. They must ensure that they are comparing funds with comparable risk profiles within the same category.
wSe believe that investing at its core is a rather simple activity. If investors stick to the basics, they are likely to do well for themselves over longer time frames.
If investors stick to the basics, they are likely to do well for themselves over longer time frames. Here's how to do it.
Two tax-saving funds that you might consider investing in. Here are their salient features.
Despite being one of the basic tenets of financial planning, diversification is often overlooked by investors.
Diversification should be regarded as one of the basic tenets of financial planning
In this article we outline a 5-step strategy for retirement planning
We have formulated a 5-step strategy for every investor looking at investing in tax-saving funds.
We do not realise is that many a times we are investing to "only" save tax, when a lot more can be accomplished with the same amount of money. Here we discuss how this is possible.
Surrendering a ULIP after having paid the premiums for the first three years may be an unwise option.
In JMSMF's case, the flexibility to invest upto 35% in debt should stand it in good stead to counter stock market volatility.
The performance of tax-saving funds seems even more impressive once the tax benefits have been factored in.
As far as your long-term plans are concerned, there is no need to effect any change. In fact, you should use the current sell off in the global and Indian markets as an opportunity and consider adding to your stocks investments.
What the mutual fund industry needs to do to improve basic information flow instead of restricting it.
The information provided by AMCs in these fact sheets is often inadequate and/or incoherent.
Given the relatively high entry load charged by the fund house during the NFO period, investors, who intend investing in gold, should avoid Gold BeES during the NFO period.
Rising interest rates slows down the overall growth in the economy
The best deal for an investor will come from a mutual fund that has higher NAV appreciation and Sharpe Ratio and lower Standard Deviation.